How do I get the assistive devices?

Wheelchairs and other assistive devices are distributed through district social welfare offices upon validation of the Himmat Card.

How is the stipend paid?

The amount is directly transferred to the beneficiary's bank account linked with their CNIC.

Is the Himmat Card only for physically disabled people?

No. It covers all types of disabilities, including physical, visual, hearing, and mental impairments, provided you have a government-issued disability certificate.

Can I apply if I am already receiving a pension?

Generally, if you are receiving a government pension, you are not eligible for the Himmat Card as it is designed for those without a steady source of income.

How do I check my Himmat Card balance?

You can check your balance by inserting your card into a Bank of Punjab ATM or by using the BOP mobile banking app if you have registered your account.

CM Punjab Himmat Card 2026 2026: Apply Online & Check Eligibility | CM Punjab All Scheme

What is CM Punjab Himmat Card 2026?

The Himmat Card is a dedicated ATM-style card issued in collaboration with the Bank of Punjab (BOP). It targets individuals who are "non-vulnerable" (those unable to work due to significant disabilities). The program aims to support over 65,000 deserving individuals in its first phase, ensuring they have a reliable source of income every three months.

Important: Applicants must ensure their CNIC is not expired before applying. Verify your CNIC status at nadra.gov.pk before submitting your application.

Registration Process

How to Apply for the Himmat Card (Step-by-Step)

The registration process involves two main stages: verification by the Social Welfare Department and the PSER survey.

Step 1: Social Welfare Department Registration

Before applying for the card, ensure you are registered as a PWD in the government records. Visit your local District Social Welfare Office to get your disability status verified and documented.

Step 2: PSER Survey Registration

The Himmat Card uses data from the Punjab Socio-Economic Registry (PSER).

Go to the PSER Portal.
Register using your CNIC.
Complete the survey, ensuring you mention your disability status clearly.
If you cannot do this online, visit the nearest e-Khidmat Markaz for assistance.

Step 3: Card Issuance

Once your data is verified and your PMT score is confirmed:

You will receive an SMS notification from the government or the Bank of Punjab.
Visit the designated Bank of Punjab (BOP) branch for biometric verification.
Collect your Himmat Card.

Key Benefits of the Himmat Card

Financial Independence: Receive Rs. 10,500 every quarter (averaging Rs. 3,500 per month).
Easy Withdrawals: Use your card at any Bank of Punjab ATM or designated branch.
Dignified Support: No need to visit government offices repeatedly; the money is transferred directly to your card.
Priority Services: Cardholders often receive priority access to other provincial social welfare schemes.

Eligibility Criteria for Himmat Card 2026

To ensure that the fund reaches the most deserving individuals, the Punjab government has set the following requirements:

Disability Certificate: You must possess a valid disability certificate issued by the Social Welfare Department of Punjab.
Resident of Punjab: The applicant must have a Punjab domicile and a permanent address within the province.
PMT Score: Your Poverty Means Test (PMT) score (from the PSER/BISP survey) must be below 45.
Not in Government Service: The applicant should not be employed in any government department.
BISP Exclusion: Individuals already receiving significant financial aid from other federal programs might be reviewed for eligibility based on their PMT score.
"Non-Vulnerable" Status: Priority is given to those whose disability prevents them from engaging in regular employment.

Required Documents for Application

Keep these documents ready to ensure a smooth registration process:

CNIC/B-Form with the disability logo (Special CNIC).
Disability Certificate from the relevant medical board/Social Welfare Dept.
Mobile Number registered in the applicant’s (or guardian’s) name.
Proof of Residence (Recent electricity or gas bill).

Important Updates for 2026

Increased Coverage: The Chief Minister has directed the department to expand the program to include more rural areas where PWDs often lack access to information.
Biometric Safety: All ATM withdrawals now require biometric verification in some regions to prevent the misuse of cards by unauthorized persons.
Quarterly Schedule: Payments are released every three months. Ensure your mobile number is active to receive "payment credited" alerts.

Contact Information & Helpline

For complaints, balance inquiries, or registration issues:

Helpline: 1312 (Social Welfare Department Punjab)
Official Website: swd.punjab.gov.pk
Bank Support: Visit any Bank of Punjab (BOP) branch for card-related technical issues.

CM Punjab Himmat Card 2026